Bankruptcy Process In General

Chapter 7 Bankruptcy

• Call (901-848-2549) or E-mail ([email protected]) our office to immediately receive the necessary documentation and schedule a Free Consultation.
• Meet with Mr. Byrd to discuss your situation and the options that are best for you and your family.
• Provide Mr. Byrd with the required documentation and fees.
• Complete your "Certificate of Credit Counseling".  This is required in order to file your Bankruptcy Petition.  For more information contact us at 901-848-2549, or e-mail us Here for providers.
• Within 24 Hours, review and sign your prepared Petition, and the attorney will file it with the Court.
• 3-4 weeks later, attend the "First Meeting of Creditors" with Mr. Byrd.
• Complete your "Course in Financial Management" and return it to Mr. Byrd.
• Receive a discharge 3-6 months from filing.

Chapter 13 Bankruptcy

• Call (901-848-2549) or E-mail ([email protected]) our office to immediately receive the necessary documentation and schedule a Free Consultation.
  
• Meet with the Attorney to discuss your situation and the options that are best for you and your family.
• Provide Mr. Byrd with the required documentation and fees.
• Complete your "Certificate of Credit Counseling".  This is required in order to file your Bankruptcy Petition.  For more information contact us at 901-848-2549, or e-mail us Here for providers.
• Within 24 Hours, review and sign your prepared Petition and Chapter 13 Plan, and the attorney will file it with the Court.
• 3-4 weeks after filing, attend the "First Meeting of Creditors" with Mr. Byrd.
• 6-8 weeks after filing, attend the "Confirmation Hearing" with Mr. Byrd.
• Complete your "Course in Financial Management" and return it to Mr. Byrd.
• The Court will deduct from your wages your required Plan Payments for 3-5 years, at which point you will receive a discharge.